Federal, Ontario and Toronto programs, from official sources
Find the support you're entitled to.
Describe your situation in your own words, in any language. We check it against 13 federal, Ontario and Toronto benefits and show which ones you may qualify for, with the official page for each.
Five short screens, then your situation. No account, no SIN.
Maria, 29, single mom in Toronto with two kids under 6, working part-time
- Toronto
- 2 yr, 4 yr
- $25,000 – $34,999
- Employed
Canada Child Benefit (CCB)
✓ Likely eligibleFederal
≈ $16,314/yr
Canada Workers Benefit (CWB)
✓ Likely eligibleFederal
up to $2,813/yr
Canadian Dental Care Plan (CDCP)
✓ Likely eligibleFederal
+ 5 more to check, with what to confirm for each
Illustrative person. Worked out by the same rules and published formulas as your results.
Official sources only
Every result links to the federal, Ontario or Toronto page it came from.
Checked every 6 to 24 hours
Each program shows when a person last verified it and when the official page last changed.
Private by default
No account needed. We never store what you type or say. Saving a profile is optional and encrypted.
Plain language
Rules and bills explained in a few sentences, not forty pages.
How it works
- Step 1
Tell us in your own words
Type or press "Speak", in any language. "I lost my job and I'm behind on rent" is enough to start; there's no 40-question form.
- Step 2
Check what we understood
Your details appear as tags you can edit ("Age: 29", "Lost a job"), so a misunderstanding never becomes a wrong answer.
- Step 3
See what you may qualify for
Likely, possibly or not eligible, with the reasons, the official page and how to apply. Programs related to what you told us come first.
What you get
An estimate for you
Where the government publishes the formula, like for the Canada Child Benefit, we work out your amount from your income range and link the page it comes from.
Laws that may affect you
If a bill changes something for people in your situation, your results say so, and whether it's law yet. A reviewer checks each one against the official bill first.
Only questions that matter
We only ask what could change a result, and say how many: "Your answer could change up to 3 results."
Honest about what we don't know
If the government doesn't publish a limit, or we're missing a detail, you see "Possibly eligible" and exactly what to check. We never guess.
Plain language, read aloud
Every summary is written at a Grade 6 level, and one tap reads it to you.
A checklist to take with you
Print or share one page with each benefit, its deadline and its official application link.
Three benefits people often miss
Amounts and rules come from the official pages linked below.
Federal
Canada Child Benefit (CCB)
The Canada Child Benefit is a tax-free monthly payment to help families pay for raising children under 18. The less your family earns, the more you get.
Up to $8,157 per year for each child under 6 (July 2026 – June 2027). You get the full amount if your adjusted family net income is under $38,237; it goes down gradually above that.
Official page (opens in a new tab)Federal
Canadian Dental Care Plan (CDCP)
The Canadian Dental Care Plan helps pay for dental care for people who don't have dental insurance and have a family income under $90,000.
Covers part of the cost of many dental services. No co-payment if family income is under $70,000; 40% co-payment for $70,000–$79,999; 60% for $80,000–$89,999.
Official page (opens in a new tab)City of Toronto
Fair Pass Transit Discount Program
Fair Pass lowers the cost of TTC rides for Toronto adults with low income.
Pay $2.10 instead of $3.30 for an adult TTC single fare (save $1.20 per ride) for 12 months.
Official page (opens in a new tab)
Who it's for
Newcomers in their first years in Canada
Find out which benefits your immigration status allows, such as the Canada Child Benefit's 18-month rule for temporary residents, without reading an English legal page.
Single parents and families with young kids
See the Canada Child Benefit (up to $8,157 a year per child under 6), dental coverage and reduced child care fees side by side.
Seniors 65 and over
Check Old Age Security, the Guaranteed Income Supplement and free dental care for Ontario seniors in one step.
People with disabilities
See the Canada Disability Benefit (up to $204.20 a month) and what it needs first: approval for the disability tax credit.
Students and low-income workers
See where OSAP, the Canada Workers Benefit and Toronto's Fair Pass fit, including a TTC fare of $2.10 instead of $3.30.
Settlement workers and caseworkers
Run a client's situation in their own language and hand them a printed checklist with official links.
Questions
Is this an official government website?
No. Benefit Bridge is an independent tool built only from official government sources, and every result links to the government page it relies on. Always confirm with the official program before you apply.
Does it tell me for sure that I'll get the money?
No. It tells you whether you're likely eligible, possibly eligible or not eligible, and why. The government makes the final decision when you apply.
Which benefits does it cover?
13 benefits. Federal: Canada Child Benefit (CCB), Canada Groceries and Essentials Benefit (formerly the GST/HST credit), Canadian Dental Care Plan (CDCP), Canada Workers Benefit (CWB), Old Age Security (OAS) pension, Guaranteed Income Supplement (GIS), Canada Disability Benefit (CDB). Ontario: Ontario Trillium Benefit (OTB), Ontario child care fee reduction ($10-a-day child care), Ontario Student Assistance Program (OSAP), Ontario Works, Ontario Seniors Dental Care Program. City of Toronto: Fair Pass Transit Discount Program.
How is my estimate worked out?
From the formula and amounts on the official page, using the income range you gave. That's why it's shown as a range or an "up to" amount. The government works out the real amount from your tax return.
I don't live in Toronto. Can I still use it?
Yes. Federal benefits apply anywhere in Canada, and Ontario benefits apply anywhere in Ontario. Only Fair Pass is Toronto-specific.
What languages can I use?
You can type or speak in any language. The menus are in English and French. Results in other languages are translated automatically and labelled that way.
Do I need my SIN, pay stubs or immigration papers?
No. We never ask for them. If you type a SIN by mistake, we remove it before your text is processed.
What happens to what I type or say?
It's used once to understand your situation, then discarded. Your answers stay in your browser tab and disappear when you close it.
How do you know the information is current?
A program automatically checks each government page every 6 to 24 hours. If a page changes, a person reviews the change before any eligibility rule is updated. Every result shows when it was last checked.
Why does a result say "Possibly eligible"?
Either we're missing one detail, like your household size, or the government doesn't publish the exact limit. We tell you exactly what to check rather than guess.
Does it cover new laws that might affect me?
Yes, in two ways. Your results list bills that a reviewer has confirmed may affect people in your situation. And the Recent laws page tracks every federal bill (refreshed every 30 minutes) and Ontario bill (every hour), labelling bills without royal assent "Proposed — not yet law".
Do I need an account?
No. Continue as a guest and your answers stay in your browser tab. Sign in with Google only if you want to save your profile; it is stored encrypted, and you can delete your account at any time.
See what you may be missing before the next deadline
Write or say a few sentences about your life. You'll get a list of federal, Ontario and Toronto benefits with official links and what to do next.
Get startedNo account · No SIN · Any language · Not legal or financial advice